A man went on a ski trip, and was knocked unconscious by the chair lift. He called his insurance company from the hospital, but it refused to cover his injury.
"Why is the injury not covered?" he asked.
"You got hit in the head by a chair lift," the insurance rep said. "That makes you an idiot, and we consider that a pre- existing condition."
"Why is the injury not covered?" he asked.
"You got hit in the head by a chair lift," the insurance rep said. "That makes you an idiot, and we consider that a pre- existing condition."
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